Somerset Regal Bank

Somerset Regal Bank operates as a full-service community financial institution anchored at 220 West Union Avenue in Bound Brook, New Jersey. Situated centrally within Somerset County, the bank delivers a versatile suite of personal and commercial financial solutions tailored to meet the needs of regional consumers and businesses. Core deposit offerings include personal checking and savings accounts, high-yield premium money market products, certificates of deposit, and business savings solutions. On the lending side, the institution provides tailored home financing options such as fixed and adjustable-rate residential mortgages, a designated Low and Moderate Income program, home equity loans, and flexible commercial lending services. By maintaining localized decision-making processes for mortgage and business loan applications, the bank provides efficient underwriting along with personalized rate quotes and professional mortgage counseling.

Beyond foundational account management and lending, Somerset Regal Bank delivers flexible digital banking infrastructure alongside traditional branch services to ensure continuous financial access. Account holders benefit from a comprehensive suite of remote tools including 24/7 online banking, mobile deposit functionality through dedicated iOS and Android applications, automated bill pay, electronic statements, and Zelle integration for personal peer-to-peer transactions. Operational reliability is complemented by robust account security features, standard debit card management systems, direct deposit setup, and bank-by-phone capabilities. To directly support the local community, the bank actively hosts complimentary document shredding events at select physical locations, emphasizing identity theft prevention and document security. Clients can seamlessly transition between local branch interaction in Bound Brook and round-the-clock electronic account management across the entire regional footprint.